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Terms of Use

Welcome

Welcome to Sector Timing Report.  We appreciate your interest in our services and hope that you will find our information reports helpful and useful.  Please review these terms and conditions in full as usage of this site is deemed acceptance of these conditions.

Overview

Please read this agreement carefully.  The information provided in the Sector Timing Report is not intended to be investment advice, or an offer to buy or sell any securities.  You must use common sense and consult a professional investment advisor before making any investment decisions.  The data contained in our reports relies on third-party data and may contain errors.  Our model portfolio results are partially based on back tested data, and past results are no guarantee of future results.  Investing in exchange traded funds and mutual funds involves risks and you could lose your entire investment.  The rest or our terms of service follow below.  If you do not want to be bound by the terms of this agreement stop using this site immediately.  Subscribing to our services constitutes your acceptance to these terms of service.

 Not Investment Advice

This site is not to be considered investment advise or financial advise.  You must consult your own professional investment managers or financial consultants before making any investment decisions.  This site only publishes data and offers no advice on investing.  We publish a model portfolio only, we do not recommend that anyone follow this as their investment strategy - you must consult your own investment consultant!

Disclaimer

The material provided by Sector Timing Report is for general informational purposes only.  The opinions and analyses included in the Information are based from sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied is made as to their accuracy, completeness or correctness.

Usage Policy

By accessing and using the Sector Timing Report service or the Information on this Web site, you are agreeing to be bound by these terms of use, conditions and disclaimer ("Terms of Use") and all applicable laws and regulations. If you do not agree with any part of these Terms of Use, you must immediately discontinue any use of the Site. These Terms of Use may change from time to time without notice and it is your responsibility to check for updates. By using this Site you are agreeing to be bound by the, then current version of these Terms of Use.. Any reference to Sector Timing Report in this document shall mean Lucid Illumination Inc. and its subsidiaries, and this document shall operate as a legal agreement between You and Lucid Illumination Inc..

Cancellation Policy

Upon notification of cancellation, Sector Timing Report will immediately stop charging your credit card and no additional charges will occur. Your subscription will remain active until the end of the period already billed.  All subscriptions and billings are non-refundable.  We offer potential subscribers access to a free sample copy of the Sector Timing Report so they may make an informed decision about what to expect with our subscription service.

Automatic Renewal Billing

You agree to be charged at the time of subscription based on the type of plan you have selected. Your subscription will be renewed automatically and billed to your credit card at the beginning of each subscription period until you cancel the service. You may cancel at any time by following the procedure described in our Cancellation Policy. The monthly subscription plans are renewed on 30-day intervals and the yearly ones on 365-day intervals.

Special Promotional Offers

Sector Timing Report  may from time to time, in its sole discretion, make special promotional offers for which specific subscription conditions shall apply. You will not be eligible for those offers unless Provider specifically notifies you that you may be eligible for the offer. 

Content/Reserved Rights

Sector Timing Report either owns the intellectual property rights, or has acquired the necessary permissions from content providers or suppliers, in all of the content, information, software, products and services on this Site and in Electronic Communications transmitted to members from time to time, including all text, HTML code, multimedia clips, images, graphics, icons, Java code and the selection and arrangement of the contents (collectively the "Information").

Subscription Based Content

Some contents and/or services on this Site may be offered to you conditioned on your payment of subscription fees. If you elect to purchase subscription-based content/services and transmit to Sector Timing Report a subscription purchase request, you warrant that all information that you submit is true and accurate (including without limitation your credit card number and expiration date), and you agree to pay all subscription fees you incur. You agree that these Terms of Use will apply to your subscription. You also agree to be bound by any additional terms of use, conditions and disclaimers that may be required by Sector Timing Report or any content Providers from time to time. This Site may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Although Sector Timing Report makes every reasonable effort to minimize such downtime, Sector Timing Report does not guarantee 100% availability of the Site.  Your subscription is personal to you and the members of your household, and you may not transfer or make available your account name and password to others, including without limitation your co-workers. Any distribution by you of your account name and password may result in cancellation of your subscription without refund and additional charges based on unauthorized use.

Restriction on Use/Limited License - Individual Members

Sector Timing Report grants you a limited non-exclusive, non-transferable license to use, display on your computer, download and print the Information for your own personal and non-commercial purposes only.  No other use of the Information is permitted. Without limiting the generality of the foregoing, you may not:

 

  • make the information available to third parties. 
  • Copy, distribute, transmit, display, perform, reproduce, publish, license, sublicense, create derivative works from, transfer or sell any of the Information. 
  • Use any of the Information for any commercial purpose, or for any public display (commercial or non-commercial). 
  • Include any of the Information or reference thereto in or with any information, product or service that you create, distribute or provide. 
  • Copy or transfer any of the Information onto your own Web site or any other Web site or server. 
  • Sector Timing Report retains the right to terminate at any time, and without cause, subscription or access to our services.

 

No Warranties

Sector Timing Report, Lucid Illumination Inc, its employees, directors, or agents does not guarantee or warrant the quality, accuracy, completeness, timeliness, appropriateness or suitability of the Information or of any product or services referenced on the Site. Sector Timing Report assumes no obligation to update the Information or advise on further developments concerning topics mentioned. The Site and the Information may be changed from time to time without notice. The Site may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions.  Sector Timing Report disclaims all warranties, representations and conditions regarding the Site and the Information, including, without limiting the generality of the foregoing, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, freedom from libelous or privacy-invasive content, freedom from infections of viruses and availability, whether expressed or implied, or arising from a course of dealing, usage or trade practice.

SECTOR TIMING REPORT IS PROVIDING THIS SITE AND THE INFORMATION ON AN "AS IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER WITH RESPECT TO THE SITE OR THE INFORMATION OR WITH RESPECT TO THE USE OR SUITABILITY OF THE SITE OR THE INFORMATION FOR ANY PURPOSE. THE INFORMATION MAY CONTAIN INACCURACIES, TYPOGRAPHICAL ERRORS OR OTHER ERRORS.

Disclaimer of Liability

Sector Timing Report, Lucid Illumination Inc, its employees, directors, agents, the content providers and any other parties involved in the creation, production or delivery or marketing of the Site or the Information disclaim any responsibility and shall not, in any event, be liable for any damages, claims, liabilities, costs or obligations including any indirect, punitive, special, incidental or consequential damages, including without limitation, loss of use, loss of data, loss of business profits, loss of opportunity, business interruption, personal injury or any other pecuniary loss (collectively the "Damages") whatsoever and howsoever caused, arising out of or in connection with the use or misuse of the Site or the Information or with the delay or inability to use the Site or the Information, whether such Damages arise in contract, tort, strict liability, negligence, equity or statute law or by way of any other legal theory, even if Sector Timing Report has been advised of the possibility of damages. Sector Timing Report's liability shall be strictly limited to those monies paid-to-date by member.  Sector Timing Report disclaims any liability for unauthorized use or reproduction of any portion of the Information or the Site.

Hold Harmless

You agree to hold harmless and indemnify Sector Timing Report, Lucid Illumination Inc, its employees, directors, and agents from any and all liability arising out of your usage of this website or subscription services.

Confidentiality Warning

Absent the use of encryption, the Internet is not a secured medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. Sector Timing Report will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you may make to Sector Timing Report through the Internet, or that you expressly or implicitly authorize Sector Timing Report to make, or for any errors or any changes made to any transmitted information.

Severability

If any provision of these Terms of Use is determined to be invalid or unenforceable, the provision will be enforced to the maximum extent permissible and the remaining provisions of these Terms of Use will still be valid.

Governing Law

The laws of the Province of British Columbia will govern as to the interpretation, validity and effect of these Terms of Use and as to any dispute or claim based on your use of the Site or the Information, notwithstanding any conflict of laws provisions of your domicile, residence or physical location.

Legal Forum

Any dispute between the parties that results in litigation shall be exclusively heard in the Courts of the Province of British Columbia, Canada.

Agreement

THE USE OF SECTOR TIMING REPORT INFORMATION AND THE SUBSCRIPTION ARE OFFERED TO YOU CONDITIONED UPON YOUR ACCEPTANCE OF THIS AGREEMENT WITHOUT MODIFICATION, ALTERATION, OR AMENDMENT BY YOU. ACCESS TO SECTOR TIMING REPORT INFORMATION IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL OF THE PROVISIONS, TERMS, AND CONDITIONS OF THIS AGREEMENT. USE OF SECTOR TIMING REPORT INFORMATION CONSTITUTES ACCEPTANCE BY YOU OF THIS AGREEMENT. ANY AGREEMENT BETWEEN PROVIDER AND YOU IS EXPRESSLY LIMITED TO THE TERMS AND CONDITIONS IN THIS AGREEMENT. 

 

 
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